“You don’t control money until you control how you spend it.” Imagine you walk into a cafe. You order your coffee, your favorite cinnamon roll, and reach for your wallet. There they are, side by side: your credit card and your debit card. Which do you pick? Both cards are tiny pieces of plastic with […]
Table of Contents 1. Understand What a Budget Really Is 2. Determine Your Net Income What is net income? Action Step: 3. Track Your Expenses for a Month How to track your expenses: Break your spending into categories: 4. Set Your Financial Goals 5. Choose a Budgeting Method That Fits You a. 50/30/20 Rule b. […]
Table of Contents Introduction What is Cryptocurrency? The Origins of Cryptocurrency How Cryptocurrency Works 1. Blockchain Technology 2. Decentralization 3. Mining and Staking 4. Wallets and Keys Popular Cryptocurrencies Bitcoin (BTC) Ethereum (ETH) Binance Coin (BNB) Ripple (XRP) Solana (SOL) Use Cases of Cryptocurrency 1. Digital Payments 2. Decentralized Finance (DeFi) 3. Non-Fungible Tokens (NFTs) […]
Table of Contents What is Inflation? The Causes of Inflation 1. Demand-Pull Inflation 2. Cost-Push Inflation 3. Built-In Inflation (Wage-Price Spiral) How Inflation Is Measured The Effects of Inflation 1. Purchasing Power 2. Savings and Investments 3. Borrowers vs. Lenders 4. Business Planning 5. Income Inequality Hyperinflation and Deflation: Two Dangerous Extremes Hyperinflation Deflation Inflation […]